Exceptional care with Cigna Global Health Plans for expats in Germany


Having taken the huge step in life to relocate to a new country, it’s important to secure peace of mind in as many aspects of your new life as possible; and ensuring that healthcare will be available for you and your family is a must.

Have you figured out how the healthcare system works in Germany? How will you, as an expat, gain access to health services? Have you considered the possible language barrier, or know what to do in case of a medical emergency? Understanding all the different facets about your new location can be a daunting process, and deciphering the way in which a country’s national health system works is not the exception.


The healthcare system in Germany is very good, but expensive. Health insurance is mandatory, and most expatriates will have it added to their contract. In order to receive health treatment from a doctor, hospital or clinic you will need to show your social insurance card, which will be issued to you once you have registered as employed or self-employed in Germany.

While having private health insurance isn’t essential, it is prudent to have covered when you’re living in Germany. Public hospitals are expensive, and often require you to pay cash. Insurance can help cover that expense. Individual private medical insurance (IPMI) policies can often be advantageous to expats, by comparison to local policies, as many of the benefits within these policies have been tailored specifically to suit expatriates.


At Cigna Global, we specialize in health insurance policies for expats just like you, ensuring you have the very best of care available to you as and when you need it. As a global health service leader we help people improve their health, well-being and sense of security, wherever they are in the world.

With 86 million international customers, Cigna Global is a brand you can trust.  With Cigna Global’s international health insurance, you can:

  • Gain access to a global network of over 1 million trusted hospitals, clinics and doctors
  • Have the flexibility to tailor a plan to suit your individual needs
  • Access Cigna’s 24/7 customer care
  • Have the reassurance of our experience in delivering international healthcare
  • Include additional optional cover including medical evacuation and dental


Cigna Global help you create a health insurance plan that’s perfectly tailored for the needs of you and your family. We offer you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.

All Cigna Global policies are fully medically underwritten, with the aim of providing full clarity and transparency on the implications of medical conditions. Full cancer care is a standard benefit included with all Cigna Global Policies, which also come with unlimited cover (Platinum level policies), covering things like surgeon fees, consultation fees, medical fees and hospital accommodation.

With three cover levels, modular plans and an array of deductible and cost share options, you can be sure to find a plan which meets both your requirements, and your budget.

To tailor a policy for you today; visit our website and start building out your perfect expat health insurance plan.

Get a quote today >


Address: The Grosvenor Building, 72 Gordon Street, Glasgow, Scotland, G1 3RS

Phone number: +44(0)1475 777625
Email address: cignaglobal_sales.team@cigna.com
Website: www.cignaglobal.com


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