Health Insurance in Germany
Health insurance in Germany is mandatory whilst living there. Additionally, the Insurance company issuing the policy must be registered and licensed in Germany. The German health insurance system is unique and will most likely differ from your home country so it is important that you are properly informed to ensure you obtain the right coverage to meet your needs. In terms of health care, Germany is reputable for having one of the most thorough and comprehensive systems in the world.
The majority of its residents (approximately 85 per cent) are involved in either a voluntary or a mandatory public health programme while the remainder have some form of private care. You will have three different options when selecting health insurance in Germany:
- The government-controlled plan (GKV).
- A private health insurance or an international health insurance (PKV).
- A mixture of these two options.
In this section, we provide information on the; German health insurance system, some of the top German insurance companies, healthcare alternatives, business insurance, public and private health insurance companies.