Other Insurances

As an expat relocating to Germany, it's crucial to understand the importance of disability insurance. This comprehensive guide will provide valuable insights into disability insurance in Germany, including its meaning, benefits, and various coverage options. Whether you're new to the concept or looking to navigate the German insurance landscape, this article will serve as your informative resource.

Relocating to Germany as an expat is an exciting adventure, but it's crucial to ensure that you have the right insurances in place to protect yourself and your family. From healthcare to liability coverage, understanding the insurance landscape in Germany is essential. In this comprehensive guide, we'll explore the most important insurances you need as an expat in Germany and provide valuable insights to help you make informed decisions.

Discover the benefits and programs of the social security system in Germany, including health insurance, pension schemes, and unemployment benefits, and how it is funded through taxes and contributions. Ensure your financial stability with this comprehensive guide.

Dr. Julia Berkei is a renowned plastic and aesthetic surgeon, known for her exceptional skills and compassionate approach. She has years of experience in the field of plastic surgery and has helped numerous patients achieve their desired results. In this blog post, we will introduce you to Dr. Julia Berkei and her work in the field of plastic and aesthetic surgery.

Helping people achieve financially worry-free retirement where they can maintain their accustomed standard of living.

The German pension system is regarded highly among other pension systems worldwide. However, due to an ageing population, the German government has introduced several reforms since 2002 in order to maintain its long-term efficiency. These reforms include increases in the retirement age and reducing maximum state pension payments, among others.

If you wish to get insurance for potential burglaries, damages, water issues, storms or robberies you need to apply for household insurance (Hausratversicherung). For your moveable belongings such as furniture, clothing, sports equipments and kitchen tools this will give you the right coverage.

Participation in the German state pension scheme, or ‘Deutsche Rentenversicherung Bund’, is mandatory for all permanent employees in Germany, regardless of their nationality.

In Germany, the cost of household home insurance, known locally as Hausratversicherung, is determined by the type of property, the location, the size (in square metres) of the living space and the type of cover required. This type of insurance typically covers loss of your belongings, inside your home, due to theft, fire or water damage, etc. However, the exact level of cover varies from policy to policy, so make sure that you have sufficient cover for all eventualities before you sign on the dotted line.

If you want to protect your family or loved ones, in an affordable manner, then there is no better way than taking out Term Life Insurance. This is especially the case if you are the primary earner and your loved ones depend on the income that you are bringing in. Term Life Insurance in Germany is economical to buy because it covers your life for a fixed term and pays out if you die during the agreed period. An example of this could be for 20 years with a payout of €250,000.