International private medical insurance in Germany from APRIL International

APRIL International have partnered with Welcome Center Germany to bring you an international private medical insurance policy designed for freelancers and self-employed expatriates living in Germany.

As a foreign national living or working in Germany, by law you are required to choose an insurance policy that is approved by BaFin and accepted by the immigration authorities for your visa. Here’s why choosing an APRIL International policy will work for you:

• BaFin approved - easy to understand insurance plans that are approved by the German regulator 
• Visa accepted for your visa appointment with the immigration authorities
• German certification that is also recognised by the immigration authorities
• Experienced, multi-lingual staff that are available to support you through this process

About APRIL International

For over 30 Years, APRIL International have specialised in international health insurance solutions. Our promise is to provide prompt, personalised service - and this begins from the very first moment you speak with us. We have a careful and considered approach to customer service and we will make every effort to ensure that you and your family receive the best care as quickly as possible.

APRIL International recently achieved a 5-star rating and the highest service scores amongst global health insurance companies in an independent survey published in 2022, as voted for by over 200 insurance brokers worldwide.

Your premiums

‍Sustainability in your insurance premium costs is vitally important and we recognise that having an insight into the level of increases in years to come can be useful. In the last 5 years, for example, APRIL International have applied a yearly increase of no more than 7% during that time, averaging 5% over the 5-year period. This is generally at the lowest end of the market and well below and the average cost of global medical inflation.

Making a claim

If you are unfortunate enough to need medical help, making a claim is a fast and smooth process. Our medical assistance provider is on hand 24/7 to assist with pre-authorising routine or emergency medical treatment in hospital.

We also have an in-house claims team that can assist with your out-of-pocket expenses. We reimburse most claims within 3-5 working days to ensure you’re not waiting weeks for your refund.

Applying for cover

It’s quick and easy to apply, with no medical questionnaires required (if you are under the age of 65 years). Your premiums can be paid monthly, quarterly, or annually. 

To receive a quotation and learn more about APRIL International, please get in touch here.