Pensionfriend - Retire with confidence
What are they doing?
Helping people achieve financially worry-free retirement where they can maintain their accustomed standard of living.
How are they doing this?
By offering a tailored solution and a smart, tax-efficient way to invest for a safe and secure financial future. The goal is to close their customer's pension gap and/or enable them to retire early.
Why are they different than other financial advisors/providers of private pensionplans?
- They are significantly less costly than the other private pension plans offered on the market;
- Unlike other providers, especially the market leaders, they charge no upfront fees and the lowest ongoing fees;
- They offer unbiased advice and explain the common pension products in Germany and especially their drawbacks, that nobody else will tell you about;
- They create awareness of the major risk of the pension gap and offer individual solutions to close it;
- They consult customers online for free, from the comfort of their homes. They’re objective and independent. And they’re expat-friendly: All of their services and information are available in English.
What are the highlights of their services?
- They offer unbiased advice and are completely transparent about their investment philosophy;
- Their Pensionfriend ETF selection outperforms the benchmarks of MSCI World and S&P 500;
- Their private pension plan acts as a kind of "tax wrapper", which further increases the ROI of their customers through tax advantages;
- Their pension plan offers their customers’ maximum flexibility; they can pause or adjust their contributions as needed;
- Their pension gap calculator is the most comprehensive and precise available in the German market;
- They give tons of valuable tips and insights on their blog.